Financial services and the role of government

Lowe, Jonquil (2022). Financial services and the role of government. In: Luu, Lien; Lowe, Jonquil; Ring, Patrick John and Sahota, Amandeep eds. A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion. Abingdon, UK: Routledge, pp. 193–212.



• The role of government is important for personal financial planning in three ways: fostering trust in the financial system; through its social policies; and its management of the economy.
• The actions of government in these three areas influence individual and household confidence in the financial system, the nature and amount of financial products and services they need privately to arrange, and the cost and outcome of financial decisions.

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