Overview of Financial Services

Lowe, Jonquil (2022). Overview of Financial Services. In: Luu, Lien; Lowe, Jonquil; Ring, Patrick and Sahota, Amandeep eds. A Practical Guide to Financial Services: Knowledge, Opportunities and Inclusion. Abingdon: Routledge, pp. 1–16.

DOI: https://doi.org/10.4324/9781003227663-1


Key points summary

• ‘Financial services’ is an umbrella term for a wide range of different products and services including, day-to-day money management, saving and borrowing, insurance and investing for the future.
• Globally financial services have been growing and are concentrated in geographical centres, including, for example, New York, London and several Asian cities.
• This development of financial services markets may contribute to economic growth and shapes the way that individuals and households manage their financial affairs.
• The nature and level of household engagement with financial services is also shaped by major contextual factors, such as income growth and distribution, migration, ageing populations and climate change.

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