Overlapping and Information Systems in Microcredit: a Bangladesh perspective

Mia, Mohammad Badruddozza and Ramage, Magnus (2011). Overlapping and Information Systems in Microcredit: a Bangladesh perspective. In: Second European Research Conference on Microfinance, 16-18 Jun 2011, Groningen, The Netherlands.

URL: http://www.rug.nl/gsg/Research/Conferences/EUmicro...


Microcredit has been a strategic option in alleviating mass poverty and empowering poor people for about four decades, especially in the least developed countries. With an increasing coverage microcredit is becoming the largest poverty intervention programme on the globe. The programme has been attaining different economic and social objectives but operational issues like overlapping have been causing controversy for the programme in many countries, like Bangladesh. This paper looks into the nature, causes and consequences of overlapping in microcredit. It also proposes the concept of a simple information system that may help minimize the intensity and extent of this operational difficulty that microcredit has been facing in countries like Bangladesh.

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