The Open UniversitySkip to content

Does a manager’s gender matter when accessing credit? Evidence from European data

Moro, Andrea; Wisniewski, Tomasz Piotr and Mantovani, Guido Massimiliano (2017). Does a manager’s gender matter when accessing credit? Evidence from European data. Journal of Banking and Finance, 80 pp. 119–134.

Full text available as:
PDF (Accepted Manuscript) - Requires a PDF viewer such as GSview, Xpdf or Adobe Acrobat Reader
Download (1MB) | Preview
DOI (Digital Object Identifier) Link:
Google Scholar: Look up in Google Scholar


Firms can be credit constrained either because a loan has been denied by the lender or because they decide not to apply for such a loan due to expected rejection. Using a large sample of European small and medium enterprises, we investigate the relationship between gender and credit constraints. Although no evidence is found that financial institutions are biased against female managers, female-run firms are less likely to file a loan application, as they anticipate being rejected. As a consequence, firms managed by women obtain less bank financing.

Item Type: Journal Item
Copyright Holders: 2017 Elsevier
ISSN: 0378-4266
Keywords: Gender discrimination; SME; Discouraged borrowers; Credit constraints
Academic Unit/School: Faculty of Business and Law (FBL) > Business > Department for Accounting and Finance
Faculty of Business and Law (FBL) > Business
Faculty of Business and Law (FBL)
Related URLs:
Item ID: 55372
Depositing User: Tomasz Wisniewski
Date Deposited: 11 Jun 2018 13:00
Last Modified: 15 Nov 2019 14:05
Share this page:


Altmetrics from Altmetric

Citations from Dimensions

Download history for this item

These details should be considered as only a guide to the number of downloads performed manually. Algorithmic methods have been applied in an attempt to remove automated downloads from the displayed statistics but no guarantee can be made as to the accuracy of the figures.

Actions (login may be required)

Policies | Disclaimer

© The Open University   contact the OU