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Does a manager’s gender matter when accessing credit? Evidence from European data

Moro, Andrea; Wisniewski, Tomasz Piotr and Mantovani, Guido Massimiliano (2017). Does a manager’s gender matter when accessing credit? Evidence from European data. Journal of Banking and Finance, 80 pp. 119–134.

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DOI (Digital Object Identifier) Link: https://doi.org/10.1016/j.jbankfin.2017.04.009
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Abstract

Firms can be credit constrained either because a loan has been denied by the lender or because they decide not to apply for such a loan due to expected rejection. Using a large sample of European small and medium enterprises, we investigate the relationship between gender and credit constraints. Although no evidence is found that financial institutions are biased against female managers, female-run firms are less likely to file a loan application, as they anticipate being rejected. As a consequence, firms managed by women obtain less bank financing.

Item Type: Journal Item
Copyright Holders: 2017 Elsevier
ISSN: 0378-4266
Keywords: Gender discrimination; SME; Discouraged borrowers; Credit constraints
Academic Unit/School: Faculty of Business and Law (FBL) > Business > Department for Accounting and Finance
Faculty of Business and Law (FBL) > Business
Faculty of Business and Law (FBL)
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Item ID: 55372
Depositing User: Tomasz Wisniewski
Date Deposited: 11 Jun 2018 13:00
Last Modified: 15 Nov 2019 14:05
URI: http://oro.open.ac.uk/id/eprint/55372
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