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Prabhakar, Rajiv
(2014).
DOI: https://doi.org/10.1080/01442872.2013.875143
Abstract
Financial capability is a controversial area of public policy. Critics allege that it is part of a ‘financialisation’ agenda to turn people from citizens into subjects while supporters say that financial capability is important to lead an independent life. But what do people think of financial capability? This matters because public support is important for the success of financial capability policies. This paper reports evidence of public attitudes from a focus-group study in London which asked two questions. What do people think of financial capability? Do people think policy should target financial institutions rather than individuals? The results show that people support financial capability and do not think they are turned into financial subjects. However, some of their views overlap with a weaker version of financialisation, particularly on home ownership. Participants also suggest that the priority now is to target institutions rather than individuals.
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About
- Item ORO ID
- 39277
- Item Type
- Journal Item
- ISSN
- 1470-1006
- Keywords
- financial capability; financialisation; financial crisis; Financial Services Authority; financial inclusion; investor-subject
- Academic Unit or School
-
Faculty of Arts and Social Sciences (FASS) > Social Sciences and Global Studies > Economics
Faculty of Arts and Social Sciences (FASS) > Social Sciences and Global Studies
Faculty of Arts and Social Sciences (FASS) - Research Group
- Innovation, Knowledge & Development research centre (IKD)
- Copyright Holders
- © 2014 Taylor & Francis
- Depositing User
- Rajiv Prabhakar