Savings and investments

Lowe, J. and Rutterford, J. (2011). Savings and investments. In: Callaghan, George; Fribbance, Ian and Higginson, Martin eds. Personal Finance (2nd edition). Basingstoke/Milton Keynes, UK: Palgrave Macmillan/The Open University, pp. 174–228.



An introduction to the concept of saving as being relevant to both households and the wider economy, with a review of the main asset classes, strategies for managing risk and return, impact of taxation and discussion of asset-based welfare policies to tackle inequality. The chapter forms part of the textbook for an Open University module, DB123 You and Your Money.

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